Rasu
In our parents’ generation borrowing money or having debt used to be a personal financial failure but not anymore. But if used wisely, it’s a powerful tool to build a strong financial journey. The way we borrow has changed. In 2026, you don’t need to visit a bank, you just need your phone to borrow … Read more
In India, planning ahead for your daughters education and marriage expenses is a top priority for parents. Among the government’s long-term savings instruments, Sukanya Samriddhi Yojana (SSY) stands out as one of the most trusted, tax-efficient and high-return options, especially designed for girls. Launched under the government’s Beti Bachao, Beti Padhao campaign, SSY empowers parents … Read more
In 2016, the National Payments Corporation of India (NPCI) introduced the Unified Payments Interface (UPI) which brought a major change in India’s financial system. Unified Payment Interface improved the way people send and receive money. It allows its users to link all their bank accounts to a single mobile application, thereby making money transfers faster, … Read more
Don’t miss out! See how gold vs silver have performed recently, which one’s leading, and where you should put your money before the next major rally. You might have seen the ads, heard the chatter: “gold prices hitting new highs”, “silver rallying hard”, people talking about “safe havens.” But the problem is that if you … Read more
Think your health insurance will always protect you? Think again. Here are 5 reasons why health insurance claims fail in India — and how you can avoid these costly mistakes. Imagine this: You’ve been paying your health insurance premium for years. Suddenly, a medical emergency lands you in the hospital. You file a claim — … Read more
What is PPF and Why Was It Introduced? The Public Provident Fund (PPF) was introduced by the Government of India in 1968. Back then, Indians mostly relied on gold, post office savings, or fixed deposits. There was no reliable, long-term savings plan for the average family. To solve this, the government created Public Provident Fund … Read more
GST reform brings relief on essentials, but is it enough? Let’s find out what’s cheaper in 2025 and where the reform may fall short. 56th GST Council Meet Highlights On September 3rd 2025, GST council of India announced the new GST bill. The “Next–gen GST Reform”. It will be implemented from 22nd September 2025. Why … Read more
When it comes to personal finance in India, your credit score (also called CIBIL score) acts as your financial report card.It plays a significant role in determining whether you are approved for a personal loan, home loan, car loan, or credit card. A good score also helps you get low-interest loans, higher credit card limits, … Read more
Buy Now Pay Later is a super easy way to shop now and pay in small chunks later, especially amongst millennials and gen z. Between 2020 and 2024, Buy Now Pay Later went from a buzzword to a full-blown trend. Over 60 million Indians used BNPL, and Purchases via BNPL crossed ₹12,000 crores. Here is … Read more